1. Liability Insurance

You, as a buyer of moving services, need to know the type and extent of liability coverage your mover carries. Inadequate or no liability coverage carried by non-professional movers could subject you to expensive property damage repair costs.
 

2. Basic Cargo Coverage

Florida law requires that movers maintain basic cargo coverage and notify you of the terms of coverage on your contract. The mover can limit their liability to $.60 per pound, per article; however, you may want to ask about additional valuation coverage available for purchase.

Unscrupulous movers lacking Basic Cargo Insurance can leave you vulnerable when property of monetary or personal (nostalgic) value is damaged or lost during transportation, loading or unloading.

Unscrupulous movers also may use substandard equipment or own no trucks of their own, using only rented trucks.  Such movers, who invest very little in their business, don’t deserve yours—they often don’t have sufficient assets to make good on claims.
 

3. Workers’ Compensation

Customers should be cautious to avoid movers who fail to cover their own employees for Workers’ Compensation. Such movers try to avoid taxes by paying employees under the table in cash. An unscrupulous mover with inadequate or no coverage poses a serious risk to you, since you could be held liable for injuries to the movers’ workers. Unscrupulous movers put unwary customers at risk.